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Shop now, pay later with Snap Finance

Get tires and wheels today with lease-to-own financing

Need it now? No credit?¹ Pay later with Snap


Apply today. No credit needed¹
Approvals from $300 to $5,000
No impact to your FICO® score¹
Terms up to 18 months

The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey and Wisconsin.

¹ Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.

BENEFITS OF SNAP'S LEASE-TO-OWN
1
Get more time to pay for tires and wheels
2
Apply in minutes, get a decision in seconds
3
Options to complete your agreement early²

² “Default lease term is 12-18 months. To exercise the 100-Day Option, consumers must ensure the full 100-day amount is paid within 100 days by contacting Customer Care at 1-877-557-3769 or scheduling payments in the customer portal. The 100-Day Option includes a cost of lease above the merchandise price.”

FAQs
What is lease-to-own financing?

With lease-to-own financing, Snap purchases the merchandise and leases it back to you for 12-18 months. You use it while making lease payments. Once you’ve fulfilled the terms of your lease agreement, you obtain ownership of the merchandise. You can also obtain ownership earlier through our 100-Day and Early Buyout options.

Can I be approved if I have bad credit?

Yes. Snap uses a proprietary decisioning process that considers more than just your credit score. All credit types are welcome to apply. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications. Not all applicants are approved.

If I sign a lease-to-own agreement with Snap, how much do I have to pay today?

There may be a processing fee or initial payment due the day you complete your transaction. This amount varies. Check your lease agreement for specifics.

How can I change the frequency of my payments?

Your scheduled payments are set up to align with your paydays by default. If you would like to change how often you make payments on your account or complete your lease early to save on your cost of lease, call our Customer Care team at 1-877-557-3769 or contact us through our Customer Portal.

Who is Snap Finance?

Founded in 2012, Snap Finance helps millions of customers, including those who may not qualify for traditional financing, get what they need now and pay later. Snap-branded product offerings include loan and lease-to-own financing solutions. Snap’s proprietary decisioning platform looks at each customer through a more holistic, human lens and harnesses the power of data to help more consumers get what they need.